Bank modernization is shifting. The introduction of Banking 4.0 shattered traditional industry boundaries and proved that today’s single most important driver of modernization is the customer and a reduction of ecosystem complexity. But in the era of Banking 4X (experience, efficiency. exponential value and end-to-end coverage), customers are demanding services invisibly embedded in their lifestyle, from seamless payments to hyper-personalized recommendations. Today, your customers are driving Banking 4X modernization—they are loyal to superior experiences and unafraid to shift to providers that exceed traditional standards.
Banking 4X delivers a unified banking experience that improves CX through integrated functionalities. At NTT DATA, we impart the business and technology expertise needed to modernize core product systems, reduce complexity, cut technology debt, increase flexibility and go to market with customer-centric products faster than ever. Our deep industry knowledge and advanced technologies help you delight customers and enhance operational efficiency.
Banking 4X (experience, efficiency. exponential value and end-to-end coverage) demands Open X banking, a single customer-centric platform, and a robust ecosystem. Our business and technology experts and solutions give you the strategy and tools needed to go beyond Banking 4.0.